Birmingham Personal Injury Lawyer - SSD

SSA Fugitive Felon Program Gone Bad

Stuart McAtee — Thu, 19 Nov 2009 11:07:37 GMT

It appears the "Fugitive Felon" program had some issues and precluded benefits to rightful recipients. A federal judge approved a civil-court settlement requiring the Social Security Administration to repay $500 million to 80,000 recipients whose benefits it suspended after deeming them fugitives.

The supposed fugitives include a disabled widow with a previously suspended driver's license, a quadriplegic man in a nursing home and a Nevada grandmother mistaken for a rapist.

According to an article in the Wall Street Journal, they were among at least 200,000 elderly and disabled people who lost their benefits in recent years under what the agency called the "Fugitive Felon" program. Launched in 1996 and extended to Social Security disability and old-age benefits in 2005, the program aimed to save taxpayers money by barring the payment of Social Security benefits to people "fleeing to avoid prosecution."

But some federal courts in recent years have concluded that most people the agency identified as fleeing felons were neither fleeing nor felons. The problem: Social Security employees relied on an operations manual stating that anyone with a warrant outstanding is a fugitive felon, whether the person is actually fleeing or attempting to avoid being captured.

The Social Security Administration, which neither admitted nor denied wrongdoing as part of the settlement, declined to comment.

The National Senior Citizens Law Center, an advocacy group for the elderly and disabled, sued the Social Security Administration in an Oakland, Calif., federal court last year on behalf of people denied benefits, and asserted that most warrants -- some decades old -- were for minor offenses and most people were unaware they existed.

Let's hope all of the valid recipients are compensated.

Originally posted at InjuryBoard by Stuart McAtee

SSD Questions About Going Back To Work Later In Life And Short Term Disability

Stuart McAtee — Tue, 10 Nov 2009 14:58:13 GMT

From time to time, we receive questions from potential clients about various subjects regarding Social Security. As our nation ages, more elderly workers are re-entering the work force and they sometimes have questions about withholding, Social Security, and taxes. If you are returning to work, after age 65 for instance, your employer must withhold FICA taxes from your paycheck no matter how old you are. Although you may have been retired, you do receive credit for those new earnings according to the Social Security Administration. Each year Social Security automatically credits the new earnings and refigures your monthly benefit. If your new earnings are higher than in any earlier year used to calculate your current benefit, your monthly benefit could increase.

Another question sometimes asked is about short-term disability. What if a worker will only be disabled for a short period of time(for instance Maternity Leave)? Can a person qualify for SSD benefits for short term disability? In a nutshell, no. Social Security pays only for total disability—conditions that render you unable to work and are expected to last for at least a year or end in death. No benefits are payable for partial disability or short-term disability, including benefits while on maternity leave. The disability evaluation process considers any current work activity you are doing, and your medical condition and how it affects your ability to work. For more information, go to www.socialsecurity.gov/pubs/10029.html

Originally posted at InjuryBoard by Stuart McAtee

What Is This Statement from Social Security and Why Do I Keep Getting It?

Stuart McAtee — Sun, 01 Nov 2009 15:11:53 GMT

Recently, I recieved a Social Security Statement in the mail because my birthday is fast approaching and I meet certain criteria to receive such a statement. If you're age 25 or older, pay Social Security taxes and are not yet receiving monthly benefits, you should get an automatic Social Security Statement in the mail each year about two to three months before your birthday. The statement is a valuable tool to keep track of your annual earnings, as well as to help you plan your financial future. Read Article: www.times-standard.com/lifestyle/ci_13339858

But if your earnings don't meet the threshold for filing a federal tax return, you might not be receiving your annual Social Security Statement. However, you're probably entitled to one.

Everyone who has worked and paid Social Security tax is entitled to receive a statement. So, if you don't get one automatically in the mail, you can request one from Social Security -- and the easiest way to do that is online.

Just visit www.socialsecurity.gov/mystatement and click on the “Need to request a Statement?” banner. You'll need to fill in the following information to make your request:

-- Your name as shown on your Social Security card

-- Your Social Security number

-- Your date of birth

-- Your place of birth

-- Your mother's maiden name (last name only, to help identify you).

You also can provide the following information to make your estimate more accurate:

-- Your last year's earnings and an estimate of your current and future earnings.

-- The age you plan to stop working.(for most this may be difficult)

Once you make your request, Social Security will mail you a statement, which you should receive within two to four weeks. Give it a careful look to make sure your earnings and information are reported correctly, and contact Social Security if you find anything amiss.

After you review your statement, it's a good idea to keep it with your other important papers. And if you'd like to go one step further in your retirement planning, visit the online Retirement Estimator at www.socialsecurity.gov/estimator, where you can get an instant estimate of your future benefits based on your earnings record and plug in various retirement age scenarios. More information is also available at www.socialsecurity.gov.

Originally posted at InjuryBoard by Stuart McAtee

SSA Announces No Payment Increase for 2010

Stuart McAtee — Thu, 15 Oct 2009 11:57:32 GMT

As I have blogged about before, President Obama released extra payments earlier this year to millions of disabled Americans. For 2010, the outlook doesn't look good for a cost of living increase based on the Social Security Administration's denial of increased benefits for the upcoming calendar year. CNN is reporting no increase will occur: money.cnn.com/2009/10/14/news/economy/obama_seniors_payment/index.htm

It marks the first time that Social Security benefits have not been increased year over year since the cost-of-living adjustment was put into effect in 1975. To help counterbalance that, President Obama is calling on Congress to send another $250 relief payment to 57 million seniors and other Americans to stem the economic strain.

Congress approved $250 emergency payments as part of the $787 billion economic recovery act that lawmakers passed in February.

"Even as we seek to bring about recovery, we must act on behalf of those hardest hit by this recession," Obama said in a statement Wednesday. "That is why I am announcing my support for an additional $250 in emergency recovery assistance to seniors, veterans, and people with disabilities to help them make it through these difficult times."

As with the first $250 emergency payment, the second one would be exempt from income tax, a senior administration official said in a call with reporters.

If approved by Congress, the payments would be sent out in 2010, most likely in the first half. "It wouldn't be late in 2010," the administration official said. The measure would cost $13 billion over 10 years, according to White House estimates. The $250 is roughly equal to a 2% increase in benefits for the average Social Security beneficiary.

Let's hope President Obama's efforts to help those in need will pay off.

Originally posted at InjuryBoard by Stuart McAtee

I've Been Denied For SSD, Now What?

Stuart McAtee — Thu, 24 Sep 2009 10:59:38 GMT

In our Social Security Disbility(SSD) Practice, we see clients who have been turned down for their initial application for SSD and simply give up or keep re-applying for their benefits. If your social security disability claim was denied, should you just apply again? No.

A person(claimant) should not submit another social security disability application after he/she does not initially receive approval for benefits. Many people who wish to have their case reviewed again mistakenly apply again. The appropriate next step is to file an appeal. Having your case reconsidered will be your first step in the appeals process. A claimant must file the appeal to have his case reconsidered within 60 days of receiving notification that his initial claim was not approved. You will then appeal for a hearing, after your claim is reconsidered and denied. Having your case heard before an administrative judge offers one last chance to plead your case and allows the judge to comprehensively review your file and all supporting items. If you simply keep filing a new claim that goes through the initial review process, your case never gets to be heard by a judge. Not appealing adds tremendous and unnecessary time as you await a decision that is likely to not be in your favor, given that your claim was already denied at the initial review process stage. You will be back where you started. Appealing gives your case the best chance of approval.

If you have been denied, please give us a call within sixty(60) days to have us look at appealing your denial.

Originally posted at InjuryBoard by Stuart McAtee

Social Security Benefits- They're Not Just For Breakfast Anymore

Stuart McAtee — Fri, 18 Sep 2009 12:00:16 GMT

Why is it that U.S. workers who lose their jobs, or are disabled, can expect less government financial support than those in Europe or Japan? Most likely it's a reflection of centuries-old beliefs about the role of government and who is deserving of aid.

Here are some questions and answers about how the U.S. system came to be, gleaned from interviews with historians and economists and information from the U.S. Social Security Administration:

HOW DID U.S. SOCIAL SECURITY EVOLVE?

According to a recent Reuters article, The Social Security Act of 1935, which included unemployment insurance and old-age assistance, was enacted in the midst of the Great Depression, when unemployment peaked above 25 percent.

President Franklin Roosevelt summed up his reasons for signing the law as follows:

"We can never insure 100 percent of the population against 100 percent of the hazards and vicissitudes of life, but we have tried to frame a law which will give some measure of protection to the average citizen and to his family against the loss of a job and against poverty-ridden old age."

The United States was slow to embrace social security. By the time the 1935 program was adopted, 34 other countries already had some sort of social insurance program.

In the years before the Social Security Act was signed, populist movements were already popping up all over the country, mostly demanding pensions for the elderly.

One such idea in California, colorfully dubbed the "Ham and Eggs" movement, advocated giving the elderly $30 each Thursday. Critics ridiculed it by conjuring up images of an elderly couple enjoying a big breakfast of ham and eggs when the money arrived, but it caught on among supporters and the name stuck.

Helping the elderly was one of the first social programs to gain popular support in a country that was generally opposed to welfare and looked down upon those who took government handouts. That attitude was softened when it came to retirees who had already put in their years of work.

It was decades later before Social Security was expanded to include disability insurance, and Medicare, the health care program for the elderly. As we now know, SSD benefits are crucial to those Americans in need of assistance who are unable to work.

The U.S. Social Security Administration historian Larry DeWitt offers a thorough review of social security here: here

Originally posted at InjuryBoard by Stuart McAtee

For Those With Disabilities, The Show Must Go On

Stuart McAtee — Thu, 10 Sep 2009 10:04:11 GMT

As I have written about in other blogs, I am constantly amazed at the depth of the human spirit in my practice of Social Security Disability. Suzanne Richard was born to be an actress. Suzanne Richard says that navigating the maze of government aid regulations is a challenge. As a CNN article reports, she was also born with osteogenesis imperfecta(OI), a bone-crippling disorder that can mean a lifetime of health problems and physical disability. read article: www.cnn.com/2009/HEALTH/08/04/hcif.overcoming.obstacles/index.html

But rather than letting her condition hinder her acting ambitions, Richard has embraced it, and now works to encourage other actors with disabilities to do the same. As the artistic director of Open Circle Theatre, a theater founded to "showcase professional artists with disabilities in an integrated setting," Richard offers her actors respite from the challenges they face, and access to an industry that can often discriminate against people like her.

In Richard's case, OI has meant frequent bone fractures, painful surgeries, leg braces, wheelchairs, and a multitude of symptoms caused by the pressure her weak frame puts on her body. As a child, Richard had to have rods surgically placed in her legs "as infrastructure" -- a painful routine that she repeated as often as she grew.

But for Richard, the physical constraints of her condition are only half the battle.

When Richard was forced to retire from her job as an accessibility specialist at the National Endowment for the Arts because she was too sick to work, she lost her work-provided private health insurance coverage. She now gets Medicare through her Social Security Income retirement benefits.

Social Security Income is a government program that "makes monthly payments to people who have low income and few resources," and are either at least 65 years of age or disabled. Social Security recipients are subject to income restrictions depending on what state they live in, and are only allowed to have resources worth $2,000, with certain exceptions, according to the Social Security Web site (www.socialsecurity.gov).

These strict financial eligibility limitations, Richard said, can be nerve-wracking, and can make navigating the system extremely difficult.

"If you lose your Social Security benefits because you make too much money, you lose everything. You lose your Medicare, too," Richard said. "So if you're on disability you have to be really careful not to make too much money, which is self-defeating."

It is "self-defeating" especially when one considers the massive medical bills Richard accumulates due to her OI. Though Medicare covers 80 percent of her medical costs, Richard said she often comes up short some months.

"You can't get blood from a stone. ... I'm on a fixed income. That's why I'm on Medicare," she said.

So, Richard constantly finds herself in the precarious situation of having to rely on her loved ones and the government for her financial stability.

"I'm hanging on by my fingernails. ...You can never get ahead," she said.

It's a frustrating circumstance familiar to Richard's fellow actors at Open Circle, as well as to the millions of disabled Americans in need of expensive medical treatment. It's a system, said Richard, that must be reformed. If you or a loved one is in this same predicament, make a difference, push for reform, and let the show go on.

Originally posted at InjuryBoard by Stuart McAtee

Is Pressure To Approve an SSD Claim A Bad Thing?

Stuart McAtee — Thu, 03 Sep 2009 08:00:00 GMT

While it's true the American taxpayers shouldn't pay for disability claims which are not necessary, there is a system of checks and balances to prevent payment of such claims over a claimant's lifetime if, and only if, they are approved. Some former medical consultants at the Alabama agency deciding thousands of Social Security disability claims each year say they were pressured to approve more applications, an assertion backed by e-mails obtained by the Press-Register. read article: www.al.com/news/press-register/metro.ssf

In a state that already has one of the highest ratios of disability recipients in the country, that could have tipped the balance in favor of applicants who otherwise would not have qualified for a monthly check and government-paid medical care.

With a budget of almost $160 billion this year, Social Security's disability programs — known as Disability Insurance and Supplemental Security Income — are a lifeline for millions of Americans unable to work. They have historically seen soaring costs, creaky customer service and mounting claims backlogs. At the same time, Social Security bureaucrats have been accused of hard-heartedness in evaluating claims, and Alabama's disability agency has long been part of a program "aimed at approving applications that might later succeed on appeal if they were denied." (emphasis added) My thought is, if the claims have a strong chance of succeeding on the appeal level, why shouldn't they be approved to begin with?

Originally posted at InjuryBoard by Stuart McAtee

Social Security Debit Card- It's There When You Need It

Stuart McAtee — Thu, 27 Aug 2009 10:02:01 GMT

A new program from the Social Security Administration allows Social Security recipients to get their monthly payments on a prepaid debit card last year. According to an article in US News & World Report, over half a million Americans have now signed up for the Direct Express Debit MasterCard offered by Dallas-based Comerica Bank. The card is aimed at Social Security recipients without bank accounts who use often expensive check cashing services to process their Social Security payments.

Damon Edgil, 32, of Birmingham, Ala., signed up to receive his Social Security Disability Insurance payments on the debit card two months ago and now uses it to pay bills online. Previously, Edgil used prepaid credit cards to pay bills, which charged him a $5 maintenance fee per month. Like Edgil, a whopping 95 percent of cardholders say they are satisfied with the card experience, citing convenience and immediate access to their money, according to a survey of cardholders by the U.S. Department of the Treasury's Financial Management Service released this week.

Most Social Security recipients are using these cards to make retail purchases, ATM withdrawals, and to pay bills. “It’s easier to go use my debit card than to have to go to a bank and get cash,” says Jonathon Bynum, 35, of Monroe, Ga., who doesn’t have a bank account and signed up to receive his Social Security disability payments on the debit card last year. Only between 19 and 29 percent of cardholder’s have a bank account, according to David Lebryk, commissioner of the Financial Management Service. Read article: www.usnews.com/blogs/planning-to-retire/2009/07/24/social-security-debit-card-gains-traction.html

Originally posted at InjuryBoard by Stuart McAtee

Using Technology To Make Your Point About Your Disability

Stuart McAtee — Mon, 24 Aug 2009 08:00:00 GMT

When life seems to treat you bad, why not turn to technology to possibly help your cause? That's exactly what Gayle Debilbiss did when she, along with the help of a friend, posted a YouTube video as a last ditch effort to President Obama for assistance. At 54-years-old, she's too young for Social Security and according to the government she's not disabled enough for disability. read story: www.kvoa.com/Global/story.asp

Debilbiss has a number of ailments but in January was diagnosed with stage three and four non-Hodgkin's lymphoma.

Hearing the words, "You have cancer" was the first nightmare.

"It's unbelievable to hear those words directed at you," Debilbiss said.

She was sick long before that though. The cancer had been misdiagnosed several years ago.

She wasn't able to work any longer so she applied for Social Security Disability and was denied. Then appealed it after the cancer diagnosis and was denied again.

"You take chemotherapy and it makes you sick and they think you can just bounce back and go back to work," Debilbiss said.

She says she's been in remission for the last two months but she's still in pain, constantly feels fatigued and most days she has to be on oxygen.

They're conditions she says would make it nearly impossible to hold down a job.

She says trying to prove that to the government has been the other nightmare.

"What about his American citizen who's worked hard all of her life?" she asked.

A plea she's taken to the web, hoping the president will hear.

A spokesperson with the Social Security Administration says they will re-review Debilbiss' case to make sure everything was done right. For those of us fighting for the rights of disabled Americans, let's hope she wins.

Originally posted at InjuryBoard by Stuart McAtee